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About Higher Goals Learning

Welcome to Higher Goals Learning online! We help people just like you learn how to manage money and plan for your future. We specialize in budgeting and saving and want to help YOU become better with money.

On our blog, we discuss all things money, plus some other essential "life" topics related to personal finances.

We teach you practical strategies to manage money wisely, overcome financial setbacks, and to reach your financial goals with a customized budgeting plan.

​The more you know about personal finances, the more power and peace you'll have.


About Your Financial Educator and Budget Strategist - Kathy T. Evans

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I'm a certified personal finance educator, consultant, and instructional systems designer. I'm also a training coordinator with the Morgan CARES program at Morgan State University, specializing in curriculum design and development and process improvement. 

I've been teaching personal finance courses for over 16 years and want to help you become confident with your finances.

Get Your FREE Debt Elimination Guide!

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Learn the ins and outs of loans and debt and how to implement a debt payoff strategy. Select the image to get your FREE copy.

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